Identity Theft Insurance
Lost wages: $500.00 per week for 4 weeks maximum
Re-filing of loans
Defense cost for certain civil & criminal lawsuits: Reasonable and necessary fees incurred in the United States by the insured with carrier's consent for an attorney appointed by them for:
a) Defending any civil or criminal suit brought against the insured by a creditor, collection agency or other entity acting on behalf of a creditor for non-payment of goods or services, or default on a loan solely as a result of a stolen identity incident.
- Reimbursement of fees: Reasonable and necessary costs incurred in the United States by the insured for:
a) Re-filing applications for loans, grants or other credit instruments that are rejected solely as a result of a stolen identity event.
b) Notarizing affidavits or other similar documents, long distance telephone calls and postage solely as a result of the insured's efforts to report a stolen identity and/or amend or rectify records as to the insured's true name or identity as a result of a stolen identity incident.
c) Up to six credit reports from established credit bureaus (with no more than two reports from any one credit bureau) dated within 12 months after the insured's discovery of a stolen identity incident.
* Identity Theft Insurance is not available in NY. Restoration and Lost Credit Card Services are available to members and their eligible dependents. The Identity Theft Insurance and Identity Monitoring programs are limited to the member and one additional family member.